Q.01
What is the 25% Roof Rule in Florida?
The Florida 25% Roof Rule limits partial repairs to 25 percent of the total roof area. Repairs above that threshold trigger full replacement under FBC 8th Edition R908.5. Ferry Pass Roofer scopes each roof replacement job to stay under the threshold when possible.
Q.02
What is the 15 Year Roof Rule in Florida?
Florida property insurance carriers may require roof inspections or replacement once a roof passes 15 years of age. Ferry Pass Roofer documents roof replacement work with photos and material specs to support insurance file requirements.
Q.03
Will homeowners insurance pay for roof repair in Ferry Pass?
Florida homeowners insurance may cover sudden roof damage from hurricanes, named storms, hail, or falling trees. Coverage is subject to wind / hurricane deductibles of 2 to 10 percent of dwelling coverage. Wear and tear is typically excluded.
Q.04
Does Florida have a roof replacement program?
Ferry Pass roof replacement costs and scope vary by damage source and roof material. Call (850) 388-6608 for a written estimate.